loan fees new listings sf

LISTED ARE TYPICAL FEES ENTAILED IN A LOAN REFINANCE OR PURCHASE REAL ESTATE LOAN TRANSACTION. WE STRIVE TO MINIMIZE THE CLOSING COST HERE AT AGENT SAN FRANCISCO AND WE HAND SELECT OUR APPROVED LENDERS THAT WILL CLOSE LOANS RELIABLY AND MINIMIZE FEES. THE FEES LISTED BELOW ARE TYPICAL FEES THAT YOU MAY SEE IN A LOAN TRANSACTION. FEES ARE SUBJECT TO CHANGE AND NOT ALL FEES ARE RELATIVE TO EVERY TYPE OF LOAN TRANSACTION. WHEN YOU APPLY FOR A REFINANCE OR PURCHASE LOAN WE WILL PROVIDE YOU A LOAN ESTIMATE WITHIN 3 DAYS OF A FULLY SUBMITTED LOAN APPLICATION THAT INCLUDE ALL LOAN FEE ESTIMATES. THIS IS CALLED THE LOAN ESTIMATE (LE) AND AT CLOSING YOU WILL GET A FINALIZED CLOSING STATEMENT (CD) THAT REFLECTS THE ACTUAL CLOSING COST.

  • LENDER FEES 0-1% of the loan amount.
  • MORTGAGE BROKER FEE 0-3% of the loan amount
  • PROCESSING FEE. $300-$950.
  • Application Fee/Commitment Fee. $100-$350.
  • LOCK IN FEE. $100-$300
  • CREDIT REPORT FEE. $20-$40.
  • FLOOD CERTIFICATION FEE $20-$40.
  • TAX SERVICE FEE. $50.
  • WIRE TRANSFER FEE. $25.
  • COURIOR FEE/POSTAGE FEE. $20-$30.
  • OVERNMENT SPONSORED ENTERPRISE {GSE} VA, FHA AND USDA. FREDDI MAC AND FANNIE MAE LOANS
  • THIRD PARTY FEES
  • REAL ESTATE APPRAISAL FEE. $250-$850+.
  • HOME INSPECTION FEE $250-800.
  • ROOF INSPECTION FEE $250-$400
  • TITLE REPORT AND INSURANCE FEES. $300-$1,500+.
  • ESCROW FEE – SETTLEMENT FEE – CLOSING FEE $300-$700+.
  • NOTARY FEE. $50-100
  • MOBILE NOTARY PUBLIC SIGN OFF FEE $100-$200
  • SURVEY FEE. $400+
  • ATTORNEY FEE. $400+
  • GOVERNMENT PROCESSING CHARGES
  • TRANSFER CITY AND COUNTY FEES. Fee varies.
  • PREPAID ITEMS SUCH AS TAXES AND HOME OWNERS INSURANCE
  • HOME OWNERS INSURANCE. $400-$1,000+.
  • FLOOD INSURANCE $300-$1,000+
  • TAX RESERVES IMPOUNDS. $500-$5,000+
  • MORTGAGE INSURANCE. $100-$700+
  • PREPAID DAILY INTEREST. $100-$2000+

Agent San Francisco Real Estate SF