San Francisco | Buying a Sacramento Home |Mortgage residential and commercial home loans SF

San Francisco | Buying a Sacramento Home |Mortgage residential and commercial home loans SF

Sacramento, located in the great Central Valley almost in the middle, between San Francisco and Lake Tahoe, is fast growing and a great place to live. Sacramento is just two hours drive from San Francisco and Lake Tahoe and benefits largely from the proximity to the Bay Area. In spite of being so closely located, the Sacramento real estate market is much more affordable than the San Francisco Bay Area market, and is much less congested.

Sacramento offers a variety of housing options to choose from. Sacramento homes range from low priced condos from the $150s to multi-million dollar homes. Homes are available in a broad variety of styles ranging from the modern to historical landmark homes. One can find houses in many neighborhoods that range from low 200’s and up, in various bed and bath combinations.

If you are thinking of buying real estate in Sacramento, now is the time. Prices are still very affordable, and have even come down a bit. As the inventory of Sacramento homes for sale increases, the average days on the market increases as well, giving the Sacramento home buyer more homes to choose from when shopping.

The entry level and lower priced homes are selling more frequently, leading to a decrease in the median home price in Sacramento County. As of March 2006, the Sacramento County median home price was $359,000, up 8.1% from a year earlier. In general, sellers of higher priced homes that have been sitting on the market for long; especially those that have been priced above $450,000, have been forced to lower their prices.

The Sacramento real estate market is bustling now with the rise in the number of homes on the market. The Sacramento county MLS active listings are at an all-time high. All this is good news for the buyers as it gives them more real estate to choose from.

Currently, the real estate market is neutral but is fast heading towards becoming a buyer’s market. So, if you are looking forward to buying a Sacramento home, then it’s a good idea to take advantage of these market conditions today. Sacramento homebuyers now have the advantage of more negotiating power as sellers vie to catch the attention of discerning buyers.

Source: Data Quick Information Systems

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