San Francisco | For Sale By Owner Financing | Mortgage residential and commercial home loans SF
The FSBO market is growing rapidly as many home owners have chosen to forego the usual method of utilizing a real estate agent to list their home. The most common reason for this is to avoid paying the agent’s commission out of the profit of the sale of their home. This process, however, is not as simple as it appears to be. It takes a special kind of seller to properly sell their own home, and in accordance with that, it takes a special kind of buyer to ensure that they get the best value for their money in an FSBO situation.
As with most home sales, the ease of the transaction boils down to the financing that is involved with the purchase. Typically mortgage companies rely on the local real estate agents to bring them the bulk of their business. For this reason, many mortgage companies are not experienced in supplying financing options that are suited for an FSBO sale. In order to secure both your position and financing for a FSBO sale, its wise to enlist the services of a mortgage company that is experienced or even specializes in FSBO financing. A mortgage company that specializes in FSBO financing will supply the buyer with a range of services that are typically dealt with by a real estate agent in a usual sale. This includes aspects of the sale such as contacts, inspections, and legal matters pertaining to the sale.
This service is highly valuable in a FSBO sale as contracts and legal matters can be very confusing for someone who is not trained in the art of contracts. Mortgage companies that specialize in FSBO are experienced in providing protection and security for their clients that is normally provided by the realtor. A good FSBO mortgage company will guide their borrower through the home purchase process as it is in their best interests for their borrower to get the best deal possible.
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