INCOME QUALIFIER SCENARIO

If you wish to run your own income qualification scenario feel to calculate it yourself. Click the Pink button Below.
To get a sense of how much you may be able to borrow, fill in the form below or click on the Pink button. Please note that pre-qualification is different from a pre-approval. Pre-qualification gives you an estimate of how much you may be able to borrow. Pre-approval, on the other hand, indicates that you have been approved for a set loan amount prior to property selection.

   HOW MUCH CAN I BORROW?

   HOW MUCH CAN I AFFORD?

GET A LOAN – REFI

TO BET A MORE PRECISE CALCULATION CONTACT A LOAN OFFICER TO SEE WHAT IS THE LOAN AMOUNT THAT YOU QUALFY FOR BASED ON YOUR INCOME DEBTS.

HOW MUCH CAN I BORROW?
Full Doc qualifying include documents such as 2 years taxes, bank statements, pay stubs etc. Partial docs: Less documentation are provided and for self employed.
1%, 3%, 3.5% & 5% First time home buyers programs are based on Full document qualifying. 10% is standard qualifying down payment.

If you wish to run your own income qualification scenario feel to calculate it yourself. Click the Pink button Below
To get a sense of how much you may be able to borrow, fill in the form below and click on the calculate button. Please note that pre-qualification is different from a pre-approval. Pre-qualification gives you an estimate of how much you may be able to borrow. Pre-approval, on the other hand, indicates that you have been approved for a set loan amount prior to property selection.

   HOW MUCH CAN I BORROW?

   HOW MUCH CAN I AFFORD?

 

Hector Aldana
Real Estate Broker / MLO
Office: 415-796-0086
Direct: 415-505-5046
Website – Real Estate – LISTINGS & MARKET REPORTS
Website – Loans – GET A LOAN

NMLS #1425778 & #1203203 / CALBRE #01173770

TEN COMMANDMENTS WHEN APPLYING FOR A MORTGAGE

#1) Thou shalt NOT change jobs, become self-employed or quit your job.

#2) Thou shalt NOT co-sign a loan for anyone.

#3) Thou shalt NOT buy a Vehicle (or you may be living in it)!

#4) Thou shall NOT use credit cards excessively or incur late payments.

#5) Thou shalt NOT spend money you have set aside for closing.

#6) Thou shalt NOT plan a vacation while trying to close on a home purchase.

#7) Thou shalt NOT buy furniture, appliances, or household items before closing.

#8) Thou shalt NOT originate any inquires into your credit.

#9) Thou shalt NOT make large deposits or transfer money between accounts without first checking with your mortgage consultant.

#10) Thou shalt NOT submit documentation using a cell phone photo.

Disclaimer:
CONFIDENTIALITY
The information contained in this e-mail is confidential information intended only for the use of the individual or entity named above. If you are not the intended recipient, you are hereby notified that any dissemination, distribution, copying or other use of this communication is strictly prohibited. If you received this communication in error, please immediately notify us by telephone or e-mail, and delete this message. Thank you.

ELECTRONIC SIGNATURES
“Neither I, nor any entity that I am acting on behalf of, has agreed to enter into any agreement, or to incur any obligation, by e-mail, fax, or other electronic means. Any such agreement or obligation is not binding or enforceable against me or such entity.”

Agent San Francisco SF San Francisco. All rights reserved.© 2012 Copyright by Agent San Francisco™. All rights reserved. Agent San Francisco is an independent real estate brokerage “Agent San Francisco real estate brokerage” is an independent real estate brokerage firm BRE Lic #01173770 NMLS ID: #1203203 & NMLS ID: #1425778- Agent San Francisco is equal opportunity housing real estate agent and abides by all Bureau of California state and federal rules and regulations. Our research and data are from typical sources such as Multiple listing services and country records, but are not guaranteed, warranted and subject to change. Please consult your attorney, Certified Public Accountent for financial decisions regarding your mortgage refinance, sale or purchase.

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